Lia Insurance

Life & Investement Lines - Individual


Lifeline is a term life insurance plan offering you a practical solution to protect yourself and your family at an affordable price.

In the case of the occurrence of an event that is covered by an in-force policy, the designated beneficiary(ies) will receive the policy sum insured.


Covered events include:

  • Natural death,
  • Accidental death,
  • Death due to passive war (optional), and
  • Total and permanent disablement due to natural, accidental or war causes (optional).

Lifeline is a flexible plan that can be tailored to answer different needs. It may be contracted for the following reasons:

  • To secure a cash fund to maintain your family's standard of living,
  • To cover a personal or business loan,
  • To protect a home mortgage,
  • To pay for an inheritance tax fund, or
  • To secure an income replacement until children are through college and no longer dependant on parental income.

You define:

  1. The number of years of coverage
  2. The amount of protection to be paid to loved ones in case of death or disability

Depending on your current age the amount you have to pay (premium) will be automatically computed.

LIA insurance sal solutions  

Life policies are simple and easy to apply for. Three effortless alternatives are available:

  1. Check the following examples:
      
  2. Contact our customer Service department for the lifeline information and personal service you need:
  3. Ask your broker for a comprehensive Lifeline offer from LIA insurance sal.

All simulations are based on people who are in good health at enrollment time. Profiles with health problems or height/weight ratios above or below normal may be charged additional premiums depending on the importance of each risk.


L'Age d'Or Retraite is a life insurance product that offers 2 major benefits:

 

  • The guarantee for high cash accumulation, and
  • A death benefit with optional riders.

It is a practical solution to protect yourself and your family and to start planning for your retirement as of today and at a reasonable price.

 


Cash Accumulation Fund:
Starting year 2, L'Âge d'Or Retraite policy builds cash value for your future financial needs until you reach retirement age, making it an important asset in your wealth accumulation strategy.
The part of the premium that is allocated to the investment fund is credited annually with interest based on the net return earned by the portfolio during the year. The minimum guaranteed rate of return is 4.5%.

In the case of the occurrence of an event that is covered by an in-force policy, the designated beneficiary(ies) will receive the benefits of the policy.

Covered events include:

  • Natural death,
  • Accidental death,
  • Death due to passive war (optional), and
  • Total and permanent disablement due to natural, accidental or war causes (optional).

L'Âge d'Or Retraite is a flexible plan that can be tailored to answer different needs. It may be contracted for the following reasons:

  • To secure a cash fund to maintain your family's standard of living,
  • To cover a personal or business loan,
  • To protect a home mortgage,
  • To pay for an inheritance tax fund,
  • To secure an income replacement until children are through college and no longer dependent upon parental income, or
  • To provide a solid component for building retirement security and dignity.

You define:

  1. The annual amount you wish to pay
  2. The retirement age as plan maturity age
  3. The amount of protection to be paid to loved ones in case of death or disability

Depending on your current age the retirement fund cash value will be automatically computed.

LIA insurance sal solutions  

Life policies are simple and easy to apply for. Three effortless alternatives are available:

  1. Check the following examples:
      
  2. Contact our customer service department for the L'Age d'Or Retraite information and personal service you need:
  3. Ask your broker for a comprehensive L'Age d'Or Retraite offer from LIA insurance sal.

All simulations are based on people who are in good health at the time of enrollment. Profiles with health problems or height/weight ratios above or below normal may be charged additional premiums depending on the importance of each risk.


L'Age d'Or Education is a life insurance product that offers 2 major benefits:

 

  • The guarantee for university tuition cash accumulation, and
  • An annual amount payable for child schooling in the case of the death of the insured parent.

It is a practical solution for a reasonable price to protect your children’s schooling years and to start planning for their college education as of today.

 


Cash Accumulation Fund:
L'Âge d'Or Éducation policy builds cash value for your child's college fund accumulation strategy.
The part of the premium that is allocated to the investment fund is credited annually with interest based on the net return earned by the portfolio during the year. The minimum guaranteed rate of return is 4.5%.

In the case of the occurrence of an event that is covered by an in force policy, then the designated child will receive the annual allowance until he reaches college age. University tuition payment starts once school payment has ended. Meanwhile premium payment will stop as from the date of death or TPD.

Covered events include:

  • Natural death,
  • Accidental death, and
  • Total and permanent disablement due to natural or accidental causes.

L'Age d'Or Education can be tailored to answer the multiple needs of children. It may be contracted for the following reasons:

  • To secure an income replacement until children are through college and no longer dependent upon parental income, or
  • To provide a solid component for saving for college education.

You define:

  1. The schooling payable annual amount
  2. The child starting age and the age for college start
  3. The amount payable annually for college tuition
  4. The number of years for college education
  5. Depending on your current age the premium that you must pay will be automatically computed.
LIA insurance solutions  

Life policies are simple and easy to apply for. Three effortless alternatives are available:

  1. Check the following examples:
      
  2. Contact our customer service department for the L'Age d'Or Education information and personal service you need:
  3. Ask your broker for a comprehensive L'Age d'Or Education offer from LIA insurance sal.

All simulations are based on people who are in good health at the time of enrollment. Profiles with health problems or height/weight ratios above or below normal may be charged additional premiums depending on the importance of each risk.