Cash Accumulation Fund:
Starting year 2, L'ÂgeD'Or Retraite policy builds cash value for your future financial needs until you reach retirement age, making it an important asset in your wealth accumulation strategy.
The part of the premium that is allocated to the investment fund is credited annually with interest based on the net return earned by the portfolio during the year. The minimum guaranteed rate of return is 4.5%.
In the case of the occurrence of an event that is covered by an in-force policy, the designated beneficiary(ies) will receive the benefits of the policy.
Covered events include:
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Natural death,
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Accidental death,
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Death due to passive war (optional), and
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Total and permanent disablement due to natural, accidental or war causes (optional).
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Critical Illness
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Weekly indemnity
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Child protection
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Waiver of premium
L'ÂgeD'Or Retraite is a flexible plan that can be tailored to answer different needs. It may be contracted for the following reasons:
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To secure a cash fund to maintain your family's standard of living,
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To cover a personal or business loan,
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To protect a home mortgage,
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To pay for an inheritance tax fund,
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To secure an income replacement until children are through college and no longer dependent upon parental income, or
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To provide a solid component for building retirement security and dignity.
You define:
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The annual amount you wish to pay
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The retirement age as plan maturity age
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The amount of protection to be paid to loved ones in case of death or disability
Depending on your current age the retirement fund cash value will be automatically computed.
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Life policies are simple and easy to apply for. Three effortless alternatives are available:
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Check the following examples:

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Contact our customer service department for the L'ÂgeD'Or Retraite information and personal service you need:

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Ask your broker for a comprehensive L'ÂgeD'Or Retraite offer from LIA insurance sal.
All simulations are based on people who are in good health at the time of enrollment. Profiles with health problems or height/weight ratios above or below normal or residency may be charged additional premiums depending on the importance of each risk.
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