Lia Insurance

Life & Investement Lines - Corporate

Grouppact is a powerful group financial plan that provides savings for both retirement and life insurance protection. It is specially designed for business owners seeking to maintain the value of their business and for corporate employees aiming to design or supplement their National Social Securitiy Fund (NSSF) retirement planning through affordable monthly deposits.
We named it Group Pact because it represents a pact between business partners in our world of today.
 

RETIREMENT MEANS THAT YOU LEAVE YOUR JOB BEHIND, NOT YOUR LIFE.

Here is what Grouppact can offer you:

  • An important asset in your wealth accumulation strategy,
  • Voluntary participation to a retirement building scheme,
  • A choice of local and foreign investment vehicles, including minimum guaranteed return accounts (4.5%), equity indexed accounts, bond indexed accounts and others,
  • A group position of power generating higher volume returns, better management conditions and stronger business relation,
  • Easy and modest monthly deposits with low access fees, and
  • An ongoing life insurance protection which pays benefits to the designated beneficiaries.

Covered events include:

  • Natural death,
  • Accidental death,
  • Death due to passive war (optional), and
  • Total and permanent disablement due to natural, accidental or war causes (optional).

Flexible payment
Two types of payments are available to build your retirement fund:

  • Planned Monthly Payments; the chosen amount is always subject to minimum (US$ 25) and maximum levels (according to group size and conditions)
  • Lump Sum Payments; whenever you have extra money to dispose of, lump sum payments can help you build the fund value (restricted to indexed accounts)

At retirement age
Two ways to generate retirement income are available:

  • Encashment of the whole fund, making your own free policy withdrawals from your bank account. You control the amount and the timing,
  • Taking the pension* option by choosing one of the following 2 modules:
    • Whole life annuities, or
    • Number of guaranteed years.

*Other special modules are also available for large groups.

Contact us to ask for a tailor made offer responding to your specific needs:

Group Pact is an easy and practical retirement planning solution from LIA insurance sal.
It is a very flexible plan that can be tailored to answer every group’s specific needs.


Group Life is a group insurance plan that provides life insurance protection. It is specially designed for business owners seeking to maintain the value of their business and for corporate employees aiming to protect the financial continuity of their families through low monthly payments.

 

Here is what Group Life can offer you:

 

  • Compulsory participation to a Group Life scheme,
  • Low cost based on a group average rate (the younger the group the lower the premium),
  • A group position of power generating better management conditions and stronger business relation,
  • Easy and modest monthly payments with low management fees,
  • No extra charge for premium collection since all premiums are gathered by the group and paid to the company in one payment, and
  • An ongoing life insurance protection which pays benefits to the designated beneficiaries.

Covered events include:

  • Natural death,
  • Accidental death,
  • Death due to passive war (optional), and
  • Total and permanent disablement due to natural, accidental of war causes (optional).

Contact us to ask for a tailor made offer responding to your specific needs:

Group Life is an easy and practical group life insurance protection solution from LIA insurance sal.
It is a very flexible plan that can be tailored to answer every group’s specific needs.